Mortgage broking for over 20 years
Home loans, made simpler.
Buying your first home, upgrading for the family, refinancing or investing? We’ll work out what you can borrow, check your rate and guide you all the way, at no cost to you.
- No fees to you
- 20+ years’ experience
- Melbourne-based, Australia-wide
Start here
The questions we hear most
Most people come to us wanting answers to one of these. We’re happy to help with all three.
Exactly how much can I borrow?
We’ll look at your income, expenses and goals and work out your borrowing power with you, so you know where you stand before you start looking.
Find out what I can borrow →Is my rate too high?
Send us your current loan details and we’ll review your rate and let you know whether refinancing makes sense for you.
Check my rate →Can you arrange pre-approval?
Yes. We can arrange pre-approval so you can make an offer or bid at auction with confidence.
Start my pre-approval →Who we help
Whatever stage you’re at
We explain your options in plain English, wherever you are in Australia.
First home buyers
Understand your borrowing power, the deposit you need and the steps to get started.
Families upgrading
Upgrading, downsizing or moving? We’ll structure the loan around your plans.
Refinancing
Check whether your current loan still suits you and compare your options.
Investors
Loan options for buying your first or next investment property.
Our fees
What does it cost you?
Nothing. We don’t charge our clients any fees for our services.
Your cost
From your first chat through to settlement, there are no fees payable by you to RMA Home Loans.
Included at no cost
- Working out exactly how much you can borrow
- Reviewing your current rate and refinancing options
- Arranging pre-approval
- A personal budget prepared for you
- Comparing loan options and structures that suit you
- Preparing and lodging your application, with updates through to settlement
How it works
Three simple steps, no pressure
There’s no obligation to go ahead.
Tell us what you’re after
Send a quick enquiry below or give us a call.
We talk it through
We discuss your goals, prepare your budget and compare suitable options with you.
We guide you through
We handle the application and keep you updated through to settlement.
Optional
Free budget planner
Want a head start? Fill in what you spend and you’ll see your weekly, monthly and yearly totals, plus the take-home income you need. You can attach it to your enquiry.
Prefer we do it?
Skip this. As part of our service, we prepare a budget for every client at no cost.
Your budget summary
| Week | Month | Year | |
|---|---|---|---|
| Home loan | $0 | $0 | $0 |
| Everything else | $0 | $0 | $0 |
| Income needed* | $0 | $0 | $0 |
| + 10% buffer | $0 | $0 | $0 |
* Take-home (after-tax) income needed to cover your spending. The 10% buffer allows for the unexpected. A guide only, based on the figures you enter. Nothing is sent until you send your enquiry.
Get in touch
Book your free chat
Tell us a little about what you’re after and we’ll be in touch.
One more step
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